Personal Tax Account (PTA): What is it and why do you need it?

If you live and work in the UK, you should know about an important tool called the Personal Tax Account (PTA) – it’s a personal online tax cabinet where all information about your income, taxes, pension contributions, tax codes, and more is collected.

What is PTA? PTA is an online service from HMRC that allows you to see all your tax information in one place. It’s like online banking, but instead of money, it’s your tax and income data.

In the Personal Tax Account you can:

• View income and tax payment history.
• Check and update your Tax Code.
• Apply for a refund of overpaid tax.
• Change personal data (address, name).
• Check information about your service history and pension.
• Track messages and notifications from HMRC.

Why is it important to have a PTA?

• Control and Transparency: Without a PTA, it’s like you’re blindfolded – HMRC sees your data, and you might not even realize you’re overpaying taxes.
• All HMRC services are gradually moving to PTA: Soon, all operations will only be through your personal account – no more paper letters.
• Mandatory for Self-Employed: If you are self-employed, a PTA is absolutely necessary to submit declarations and pay taxes on time.
• Useful for Employed Workers: If you are an Employee, a PTA is not mandatory, but it has many useful functions. For example, quickly check your tax code to avoid overpaying taxes, view your Employment History for 5 years, ensure your employer is actually paying taxes for you, and more.

Need help? If you are unsure how to register, check your Tax Code, or deal with taxes, we are ready to help.

📩 Message us, and we will support you every step of the way!

+44 7555 858 858 (WhatsApp / Telegram)